Frequently Asked Questions

MicroBilt’s “Pay Rent Build Credit” service helps individuals build their credit history by reporting rental payments to credit bureaus. They also provide background checks and tenant screening services. Call 800-884-4747. If an error appears on your Pay Rent report contact us.

MIB, Inc. (formerly the Medical Information Bureau) is a member-owned organization that collects and shares medical information with life, health, disability, and long-term care insurance companies. Its purpose is to help insurance companies verify the accuracy of information provided by applicants and reduce the risk of fraud. MIB doesn’t store full medical records, but it… [Read More]

Milliman IntelliScript provides prescription history reports used by insurance companies to assess health risks during the underwriting process. The reports contain data about your past prescriptions, including medication types, dosages, and refill history. This information helps insurers understand an applicant’s medical background and evaluate their insurance risk. If you’re applying for life, health, or disability… [Read More]

The Insurance Information Exchange (iiX) is a consumer reporting agency that specializes in collecting and providing motor vehicle records and traffic violation data. This information is primarily used by insurance companies and employers for evaluating applicants’ driving history. iiX is a subsidiary of Verisk Analytics, a major data analytics firm. You can request a report… [Read More]

Certegy Check Services provides check verification and risk management services to retailers, businesses, and financial institutions. It helps businesses assess the likelihood of check transactions being legitimate and reduces the risk of fraudulent checks. Certegy reports check-related activities to help companies make decisions about accepting checks. Call 866-543-6315. If an error appears on your Certegy… [Read More]

ChexSystems is a consumer reporting agency that focuses on collecting data related to banking history, such as closed checking and savings accounts, overdrafts, and unpaid fees. Banks and credit unions use ChexSystems reports to determine whether to approve applications for new bank accounts. You can request a free annual report to review your banking history…. [Read More]

Early Warning Services is a consumer reporting agency that helps financial institutions prevent fraud and manage risk by providing data related to bank accounts, payment history, and fraudulent activity. It’s used by banks and credit unions to assess the risk of opening new accounts or approving transactions. Consumers can request a copy of their Early… [Read More]

TeleCheck is a check verification service that provides businesses with data about check-writing history. It helps retailers and financial institutions determine whether to accept or decline checks based on previous transactions and risk factors. Consumers can request a report to review their check-writing history and dispute any inaccuracies. Call 800-366-2425. If an error appears on… [Read More]

Clarity Services, a part of Experian, specializes in alternative credit data for subprime consumers. They collect information about payday loans, installment loans, and other non-traditional financial activities. Lenders use Clarity’s reports to assess creditworthiness for individuals with limited or no credit history. Consumers can request their Clarity report to check for any inaccuracies or disputes…. [Read More]

DataX is a consumer reporting agency that collects and provides alternative credit data for subprime financial services, such as payday loans, installment loans, and rent-to-own agreements. This information helps lenders evaluate the credit risk of individuals who may not have traditional credit histories. Call 866-295-4790. If an error appears on your DataX report contact us.