Frequently Asked Questions

Scammers often use deceptive financing tactics, such as pushing consumers into unfavorable leases or power purchase agreements (PPAs). They may falsely claim that the homeowner will own the panels or that they will qualify for tax rebates and incentives. Misrepresentation of tax credits, rebates, and the actual cost savings are common in these scams.

The California Home Solicitation Sales Act (HSSA) is a state law that protects consumers from high-pressure sales tactics often used in door-to-door sales, including those for solar panels. This law applies to any sale made at a consumer’s home or away from the seller’s business premises, which makes it especially relevant for the solar panel… [Read More]

If you believe you’ve been a victim of solar panel fraud contact us for a free consultation. We help people who are victims of solar panel fraud. We have more than two decades of experience helping and representing consumers. 

Getting off a loan that you cosigned is difficult, as cosigners are legally bound to the debt unless the creditor releases them. The first option is to ask the primary borrower to pay off or refinance the loan in their name, which would remove your obligation. If you did not receive a cosigner notice you… [Read More]

A cosigner is someone who guarantees a debt by signing a contract, making them liable if the primary borrower fails to pay. Under California Civil Code § 1799.91, cosigners can be held responsible for the full amount of the debt, including late fees and collection costs, without the creditor having to collect from the primary… [Read More]

Creditors must provide cosigners with a clear and conspicuous notice in writing, explaining their responsibilities before they become obligated under the contract. This notice must be in both English and the language in which the contract was negotiated if applicable

If the creditor does not provide the required notice, the cosigner may not be held liable for the debt. This defense is often used in court cases where cosigners were unaware of their full obligations​. 

Yes, a cosigner can be held responsible for the full amount of the debt even if they did not directly benefit from the loan or credit. The cosigner’s liability is independent of whether they received the product or service

If you are a cosigner and did not receive notice of your obligations then contact us for a free consultation. We have more than two decades of experience helping and representing consumers facing similar issues. 

California’s Lemon Law protects consumers who purchase or lease vehicles that are defective. If a vehicle has significant issues that cannot be repaired after a reasonable number of attempts, the law requires the manufacturer to either replace the vehicle or provide a refund to the buyer. The vehicle must have been sold or leased with… [Read More]