Blog

Identity Theft Victims: How to Protect Yourself and Recover Quickly

November 27, 2024 by Balam O. Letona

Recent incidents highlight just how pervasive identity theft has become. In Hawaii, two women were charged with orchestrating a scheme that victimized a man in his 90s, stealing his personal information for financial gain. Meanwhile, in California, a woman allegedly posed as a nurse in multiple hospitals, gaining access to sensitive patient information. These cases serve as stark reminders that … [Read more...]

CACH LLC Debt Collection Lawsuit

September 2, 2024 by Balam O. Letona

CACH, LLC faced allegations of false and deceptive debt collection practices. The plaintiff, who had satisfied a judgment in full back in 2012, was stunned when CACH renewed the judgment in 2021 and demanded over $7,000 through collection letters. Despite providing official documentation, including a satisfaction of judgment, CACH and its partner, Resurgent Capital Services, continued unlawful … [Read more...]

Curacao Credit Reporting Dispute and Identity Theft

August 1, 2024 by Balam O. Letona

Curacao, a retail chain and creditor in California, faces allegations involving identity theft and credit reporting violations. Ms. Ramirez, a California resident, discovered in 2021 that an identity thief had fraudulently opened a credit account in her name with Curacao. Despite her efforts to resolve the issue—including submitting police reports, mortgage documents, and identification—Curacao … [Read more...]

Debt Collection and Credit Reporting for Apartment Leases: Ford v. I.Q. Data International

March 27, 2024 by Balam O. Letona

The case of Noah Ford v. I.Q. Data International Inc. et al. addresses allegations against I.Q. Data International Inc. ("I.Q. Data") and Kris Graafstra for their debt collection practices, specifically under the Fair Debt Collection Practices Act (FDCPA) and the Fair Credit Reporting Act (FCRA). Background: The lawsuit stemmed from a debt owed by Noah Ford, arising from a purported breach … [Read more...]

FCRA Background Check Compliance – Wynn v. United Parcel Service Inc.

March 27, 2024 by Balam O. Letona

The case Brittany Wynn v. United Parcel Service Inc., involves the plaintiff, Brittany Wynn, filing a putative class action against United Parcel Service Inc. (UPS) alleging violations of the Fair Credit Reporting Act (FCRA). The core issue is UPS's online consumer report disclosure practice. The FCRA mandates clear and conspicuous disclosure in writing to the consumer, in a document solely … [Read more...]

John Shuagart

03:25 30 Aug 24

Extremely helpful, if you are looking for someone that can help you with your situation don’t hesitate to call. A shady dealership in pajaro was making my life miserable, Balam fixed my situation fast.

Daela George

03:21 29 Aug 24

Good experience overall. He let me know what was and wasn’t possible with my case and we got it resolved relatively quickly. I recommend his services if you’re in bind with an untrustworthy dealership.

Angelica Caballero

01:34 08 Aug 24

Excellent treatment and very friendly, but above all with great seriousness and professionalism to work with the community 100% recommended

Busy Bee Services

03:24 09 Feb 24

I called at 7:20PM and Balam Loyola, picked up my call…that was a pleasant surprise. I am currently seeking legal advice, and he was able to give me some good information.Thank you!

Anne Friscia

22:01 14 Aug 23

Balam gave me great advice regarding a car issue and explained how the California Lemon law worked. My issue was resolved quickly and in my favor. I would not hesitate to use his services again. He was thorough, patient, and very fair. I highly recommend him.

Noah Jarvis

03:37 30 Dec 22

I highly recommend The Law Office of Balam O Letona. I had bought a vehicle from a dealership in San Jose and after a multitude of problems and the dealership giving me the run around I had to find a solution. I reached out to Balam by phone and right away he listened and started to help me out. Without Balam Letona's help I would have been stuck with a broken car and out of a lot of money. I can confidently say that if anyone has trouble with a car dealership that they can contact Balam.

Larry B

23:02 07 Aug 19

Balam is at least a couple of cuts above the good lawyers that will take automobile dealership cases. I called quite a few of those that advertised this service and was turned down by all of them until I talked to Balam. He warned me that my chances were not all that good, but was willing to work with me for as long as I felt that it was worthwhile. While I may ultimately have been able to win my case, as there was certainly fraud involved, it became obvious to me as we progressed that his initial advice was probably the right answer, as it was likely I'd gain a pyrrhic victory. Balam is a class act.